Now Is The Time to Use Your Remaining Insurance Benefits

Most insurance plans reset on January 1st, which means any unused chiropractic, massage therapy, or acupuncture benefits may disappear when the new year begins. Here’s why now is the ideal time to schedule those appointments and how doing so supports your body heading into winter.

1. Most Insurance Plans Reset January 1st

Whether you have private insurance or employer-sponsored coverage, most plans follow a calendar-year cycle. That means:

Your deductible will restart
Your out-of-pocket maximum will reset
Your visit allowances (chiropractic, massage, acupuncture) start over

If you’ve already met your deductible—or are close—it’s the most cost-effective time to come in.

2. You May Have Unused Chiropractic, Massage, or Acupuncture Benefits

Many plans include:

Chiropractic visits
Massage therapy (when medically necessary)
Acupuncture for pain, headaches, or anxiety

But here’s the catch: benefits don’t roll over. If you don’t use them in December, you lose them—whether you’ve used two visits or none.

3. December Is Peak Season for Pain & Stress

Holiday travel, cold weather, long drives, gift shopping, and schedule changes can create:

Increased neck and shoulder tension
Low-back pain from sitting or lifting
Stress-related headaches
Sciatica flare-ups
Poor sleep and tight muscles

A tune-up before the new year helps prevent small aches from becoming bigger issues.

4. Preventive Care Now Means a Better Start to January

December is not just about wrapping up the year—it’s about setting yourself up for a healthier one. Regular care can help:

Align and balance the spine
Improve mobility
Reduce pain and stiffness
Support immune function
Lower overall stress

Many patients find that consistent care in December helps them begin January with more energy, better sleep, and fewer lingering aches.

Need Help Understanding Your Coverage?

Our friendly front desk staff is happy to help! Insurance can be confusing—that’s why we verify benefits for all patients. We can help you understand: